Department of Homeland Security FEMA

FEMA Extends Grace Period for Flood Insurance Renewal Premiums

Release date: March 29, 2020
Release Number: HQ-20-040

WASHINGTON – FEMA continues to take proactive steps to address the COVID-19 pandemic.  To help serve its National Flood Insurance Program (NFIP) customers who may be experiencing financial hardships, the agency is extending the grace period to renew flood insurance policies from 30 to 120 days. This extension applies to NFIP flood insurance policies with an expiration date between February 13-June 15, 2020.

To avoid a lapse in coverage, there is typically a 30-day grace period to renew policies. However, due to the widespread economic disruption arising from this pandemic, FEMA recognizes that flood insurance policyholders may not meet the standard policy renewal deadline. READ MORE>>>>